Debt Consolidation

Debt Consolidation exclusive to our state; the Wisconsin Chapter 128 offers a unique debt relief plan that is neither bankruptcy nor debt settlement.

Debt Consolidation.

Debt Consolidation (Chapter 128) is unique in that it affords Wisconsin citizens the only non-bankruptcy, debt consolidation and repayment proceeding in the nation. Featuring a 36-month debt repayment plan, a Wisconsin Chapter 128 can help:

• Consolidate credit cards, payday loans, med bills, lawsuits, personal loans, and WI taxes.
• Stop Collections, Wage Garnishment, and Bank Levy.
• INTEREST FREE payment plan.
• NO CREDIT CHECK.  Bad Credit = OK.
• Avoid Bankruptcy.

The Fields Group Law Firm has extensive experience in Debt Consolidation for credit cards, payday loans, med bills, lawsuits, personal loans, WI taxes. The certain and somewhat abbreviated nature of the three-year consolidation repayment plan is becoming an increasingly popular option for our clients.

Chapter 128 Debt Consolidation Advantages

Debt Consolidation (Chapter 128) is not bankruptcy and it is not treated as such by your creditors --nor is it by the various credit reporting agencies. It is reported on your credit score as a “repayment plan” or language to that effect. While the 128 cannot stop your creditors from suing you, it does eliminate all post-judgment collection efforts such as garnishment and bank levy. Upon the filing of a your Debt Consolidation plan (Chapter 128), your creditors must stop the accrual of interest on your accounts. This feature of the 128 is particularly useful with high interest credit cards and payday loans.

Eligibility

With a few exceptions, just about all unsecured debts are eligible to be consolidated in a Chapter 128. All Wisconsin adults are potentially eligible to pay off their debts using the Chapter 128 Debt Consolidation.

Moving Forward

If you wish to learn more about Debt Consolidation, please call us at (414) 763-3200 to have a no charge and obligation-free consultation with one of our consultants.

Contact our Debt Consolidation Attorneys today.