Author Archives: The Fields Group

Debt consolidation is often blamed for credit damage that it does not typically cause. Much of this concern comes from confusing debt consolidation with debt settlement or bankruptcy. The Fields Group Law Firm structures Wisconsin plans to help clients pay down what they owe without the setbacks people often assume will come with consolidation. IfContinue reading “Does Debt Consolidation Hurt Your Credit? Debunking Common Myths”

Credit consolidation (also known as “debt consolidation) and credit counseling address debt problems in very different ways. One restructures what you owe through a single, court-backed repayment plan. The other focuses on budgeting guidance and negotiated payment arrangements through a third party. The Fields Group Law Firm helps Wisconsin residents understand how these approaches differContinue reading “Credit Consolidation Vs. Credit Counseling: What’s The Difference?”

A debt consultation with The Fields Group Law Firm gives Wisconsin residents a clear look at their actual financial situation rather than a sales script. Expect a review of your accounts, a straightforward explanation of what a Chapter 128 plan involves, and a monthly payment estimate based on what you can realistically afford. Picking upContinue reading “A Guide To Debt Consultation: What To Expect”

If you are considering filing for bankruptcy without an attorney, you would be known as a pro se litigant.